FSCS in-default register

Gemmini Mortgages Limited

Declared in default9 August 2011FRN 449476

What this means for you

Because Gemmini Mortgages Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Gemmini Mortgages Limited (FRN 449476) was declared in default by the Financial Services Compensation Scheme on 9 August 2011. The firm operated in the mortgage sector, offering mortgage-related financial services to UK consumers. Eligible customers may be entitled to compensation of up to £85,000 per person under FSCS protection rules.

Products this firm wrote

--

How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.