FSCS in-default register

Apartment and Home Mortgages Limited

Declared in default2 January 2014FRN 302965

What this means for you

Because Apartment and Home Mortgages Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Apartment and Home Mortgages Limited (FRN 302965) was declared in default by the Financial Services Compensation Scheme on 2 January 2014. The firm, which operated without trading names, offered mortgage products to customers. Eligible customers may be entitled to compensation of up to £85,000 per person under FSCS protection rules for mortgage business.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.