FSCS in-default register

Balmoral Financial Services Limited

Declared in default10 September 1999FRN 143748

What this means for you

Because Balmoral Financial Services Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Balmoral Financial Services Limited (FRN 143748) was declared in default by the FSCS on 10 September 1999. The firm's product portfolio is not specified in available records. Eligible customers may claim FSCS compensation, though amounts depend on the specific financial products involved; standard limits apply at £85,000 for investments, mortgages and deposits, and 90 per cent of losses without cap for insurance products.

Products this firm wrote

--

How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.