FSCS in-default register

Michael John Warren & Howard Graham Wood T/A "West Devon Financial Services"

Declared in default19 April 1995FRN 137437

What this means for you

Because Michael John Warren & Howard Graham Wood T/A "West Devon Financial Services" has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Michael John Warren and Howard Graham Wood, trading as West Devon Financial Services (FRN 137437), were declared in default by the Financial Services Compensation Scheme on 19 April 1995. The firm's specific product offerings are not recorded in available data. Eligible customers may be entitled to FSCS compensation, though the applicable limit depends on the financial products involved in their claims.

Products this firm wrote

--

How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.