Wilson Smith Howkins Limited
What this means for you
Because Wilson Smith Howkins Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.
Background
Wilson Smith Howkins Limited (FRN 137338) was declared in default by the Financial Services Compensation Scheme on 3 January 2006. The firm's authorised product types are not recorded in available data, preventing specification of services offered prior to default. Former customers may be entitled to FSCS compensation, though the applicable limits—£85,000 for investments, mortgages, and deposits, or 90 per cent of losses for insurance products—depend on the specific products held.
Products this firm wrote
How to claim
- Check you were a customer of this firm during the period it was regulated.
- Gather your policy / advice / contract paperwork — start with anything you have in writing.
- Identify your loss and the date it crystallised.
- Apply via the FSCS online claim portal at claims.fscs.org.uk.
- The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.