H C James & Associates Limited (formerly Wilson Bowden (Insurance Brokers) Ltd)
What this means for you
Because H C James & Associates Limited (formerly Wilson Bowden (Insurance Brokers) Ltd) has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.
Background
H C James & Associates Limited, formerly known as Wilson Bowden (Insurance Brokers) Ltd (FRN 136698), was declared in default by the Financial Services Compensation Scheme on 15 February 2006. The firm's product types are not specified in available records, limiting clarity on the specific financial services it provided. Eligible customers may be entitled to FSCS compensation, though the applicable limits depend on the product category in which they held claims with the firm.
Products this firm wrote
How to claim
- Check you were a customer of this firm during the period it was regulated.
- Gather your policy / advice / contract paperwork — start with anything you have in writing.
- Identify your loss and the date it crystallised.
- Apply via the FSCS online claim portal at claims.fscs.org.uk.
- The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.