FSCS in-default register

John Davis trading as Mortgage & Insurance Centre

Declared in default28 October 1997FRN 131806

What this means for you

Because John Davis trading as Mortgage & Insurance Centre has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

John Davis, trading as Mortgage & Insurance Centre (FRN 131806), was declared in default by the Financial Services Compensation Scheme on 28 October 1997. The firm's product offerings cannot be specified from available records. Eligible customers may be entitled to compensation of up to £85,000 for mortgages or 90 per cent of losses for insurance products, depending on the nature of their claim.

Products this firm wrote

--

How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.