FSCS in-default register

Sweet Life & Mortgage Limited

Declared in default19 November 2001FRN 126492

What this means for you

Because Sweet Life & Mortgage Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Sweet Life & Mortgage Limited (FRN 126492) was declared in default by the Financial Services Compensation Scheme on 19 November 2001. The firm's product types are not specified in available records. Eligible customers may be entitled to FSCS compensation, though the specific limits depend on the financial products involved; compensation for investments, mortgages, and deposits is capped at £85,000 each, while insurance claims receive 90% of losses with no upper limit.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.