FSCS in-default register

Mr R Simmons (deceased) t/a Capital Insurance Investment & Mortgage Consultants

Declared in default11 June 2010FRN 126259

What this means for you

Because Mr R Simmons (deceased) t/a Capital Insurance Investment & Mortgage Consultants has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Mr R Simmons (deceased), trading as Capital Insurance Investment & Mortgage Consultants (FRN 126259), was declared in default by the FSCS on 11 June 2010. The firm provided financial services across insurance, investment and mortgage advice to retail customers. Former clients may be eligible for FSCS compensation of up to £85,000 for investments and mortgages, and up to 90% of insurance claims with no upper limit.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.