FSCS in-default register

Garner Gay & Company Insurance Consultants Limited

Declared in default11 June 1999FRN 126109

What this means for you

Because Garner Gay & Company Insurance Consultants Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Garner Gay & Company Insurance Consultants Limited (FRN 126109) was declared in default by the Financial Services Compensation Scheme on 11 June 1999. The firm provided insurance consultancy services to customers. Eligible claimants may be entitled to compensation of up to 90 per cent of their claim with no upper limit under FSCS protection rules for insurance intermediaries.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.