FSCS in-default register

Headland Financial Services (inc Headland Life & Pensions)

Declared in default13 July 1999FRN 115085

What this means for you

Because Headland Financial Services (inc Headland Life & Pensions) has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Headland Financial Services (FRN 115085), which operated under the trading name Headland Life & Pensions, was declared in default by the Financial Services Compensation Scheme on 13 July 1999. The firm's specific product offerings cannot be determined from available records. Former customers may be entitled to FSCS compensation depending on the type of product held, up to £85,000 for most investment and mortgage products, or 90% of losses without limit for insurance products.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.