FSCS in-default register

Essential Mortgage Solutions Ltd

Declared in default5 September 2016FRN 300533

What this means for you

Because Essential Mortgage Solutions Ltd has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Essential Mortgage Solutions Ltd, which operated under FRN 300533, has been declared in default by the Financial Services Compensation Scheme (FSCS) as of 5 September 2016. The firm's product types are not specified in available records. Former customers may be entitled to FSCS compensation, though specific entitlements cannot be determined without confirmation of the products sold.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.