FSCS in-default register

Decifa Ltd

Declared in default19 January 2016FRN 434309

What this means for you

Because Decifa Ltd has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Decifa Ltd (FRN 434309) has been declared in default by the Financial Services Compensation Scheme as of 19 January 2016. The firm's regulated product offerings cannot be determined from available classification data. Eligible customers may claim FSCS compensation up to the standard limits applicable to their product type, though the absence of product categorisation prevents specification of the precise entitlement framework.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.