FSCS in-default register

City Credit Capital (UK) Ltd

Declared in default29 April 2026FRN 232015

What this means for you

Because City Credit Capital (UK) Ltd has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

City Credit Capital (UK) Ltd, which traded as Smart Link Financial Services (UK) Ltd (FRN 232015), provided investment advice and unregulated collective investment products. The firm was declared in default by the Financial Services Compensation Scheme on 29 April 2026. Eligible customers may claim up to £85,000 in FSCS compensation for investment-related losses.

Products this firm wrote

Investment adviceUnregulated Collective Investment Schemes (UCIS)

How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.