FSCS in-default firms

Kapwealth Ltd, trading as Titan Investment Partners Ltd (FRN: 590782), a provider of pension advice, pension transfer services, and self-invested personal pension (SIPP) administration, was declared in default by the Financial Services Compensation Scheme (FSCS) on 14 May 2026. Eligible customers who held pension-related products with the firm may be entitled to compensation of up to £85,000 under the FSCS's protection limits for investment business. The firm's default marked the conclusion of its regulatory status in the UK financial services sector.

Great Point Investments Ltd (FRN 606798), a UK-regulated firm offering investment advice and unregulated collective investment products, was declared in default by the Financial Services Compensation Scheme on 8 May 2026. The firm's failure affects customers who held investments through the business. Eligible customers may recover up to £85,000 per claim under FSCS protection for investment business.

Capital Wealth Solutions Ltd, FRN 536958, a UK-regulated firm offering pension advice, pension transfer services, and SIPP (self-invested personal pension) administration, was declared in default by the Financial Services Compensation Scheme on 1 May 2026. Former customers may be entitled to FSCS compensation of up to £85,000 in relation to investments held within pension arrangements. The firm's default marked the conclusion of regulatory proceedings against the pension services provider.

Trust Financial Planning Limited (FRN 407457), a firm providing investment advice and unregulated collective investment products, was declared in default by the Financial Services Compensation Scheme on 30 April 2026. Customers who held investments through the firm may be entitled to FSCS compensation of up to £85,000 per person, subject to eligibility criteria. The firm held no other regulated product lines that would trigger additional compensation entitlements.

LCM Family Ltd (FRN 227651), a UK-regulated financial services firm offering investment advice and exposure to unregulated collective investment schemes, was declared in default by the Financial Services Compensation Scheme on 29 April 2026. The firm provided advisory services and investment products to retail customers. Former customers may be entitled to FSCS compensation of up to £85,000 for investment-related claims, subject to scheme eligibility criteria and the firm's treatment of unregulated collective investments.

City Credit Capital (UK) Ltd, which traded as Smart Link Financial Services (UK) Ltd (FRN 232015), provided investment advice and unregulated collective investment products. The firm was declared in default by the Financial Services Compensation Scheme on 29 April 2026. Eligible customers may claim up to £85,000 in FSCS compensation for investment-related losses.

Skipbo Ltd, trading as Ring Associates Ltd (FRN 418829), provided pension advice, pension transfer services, and Self-Invested Personal Pension (SIPP) administration to UK consumers. The Financial Services Compensation Scheme declared the firm in default on 17 April 2026. Eligible customers may claim compensation of up to £85,000 per claim in relation to pension-related products and services.

HDH Investment Services Ltd (FRN 733137), a UK-regulated financial services firm, was declared in default by the Financial Services Compensation Scheme on 17 April 2026. The firm's specific product offerings cannot be determined from available data. Eligible customers may be entitled to FSCS compensation, though the applicable limits depend on the types of products held at the time of default.

Barfield Associates Ltd (FRN 116531), a UK-regulated financial services firm offering investment advice and unregulated collective investment products, was declared in default by the Financial Services Compensation Scheme on 16 April 2026. Eligible customers may claim compensation of up to £85,000 for investment-related losses. The firm operated no trading names.

Nukula Ltd, trading as insurethat (FRN 616475), a UK regulated general insurance firm, was declared in default by the Financial Services Compensation Scheme on 8 April 2026. The firm provided general insurance and insurance contracts to retail customers. Former policyholders may be entitled to compensation of up to 90% of their valid claims with no upper limit under the FSCS protection arrangements for insurance intermediaries.

Heritage Pensions Limited (FRN 475096) was declared in default by the Financial Services Compensation Scheme on 1 April 2026. The firm provided pension advisory services, pension transfer advice, and Self-Invested Personal Pension (SIPP) administration to customers. Eligible claimants may be entitled to compensation of up to £85,000 per claim in relation to investment business conducted by the firm.

Equity For Growth (Securities) Ltd, which operated under FRN 475953, provided investment advice and unregulated collective investment products to customers. The Financial Services Compensation Scheme (FSCS) declared the firm in default on 26 March 2026. Eligible customers with losses on investments may claim compensation up to the FSCS limit of £85,000 per person per firm.

Gaudi Regulated Services Limited (FRN 488015) provided pension advice, pension transfer, and SIPP administration services to UK customers. The Financial Services Compensation Scheme declared the firm in default on 20 March 2026. Former customers may be entitled to compensation of up to £85,000 per eligible claim under FSCS rules for investment business.

Inspired Loans Ltd, which operated under the trading names Compare & Protect, Inspired Mortgages, and Inspired Lending (FRN 705077), was declared in default by the Financial Services Compensation Scheme on 17 March 2026. The firm provided investment advice and unregulated collective investment products to customers. Former customers with eligible investment claims may be entitled to compensation of up to £85,000 per person under FSCS protection rules.

Sigma Asset Management Ltd (FRN 225526), a pension advisory and SIPP administration firm, was declared in default by the FSCS on 12 March 2026. The firm provided pension advice, pension transfer services, and self-invested personal pension administration. Former customers of the firm may be entitled to FSCS compensation of up to £85,000 for eligible claims related to pension-related investments.

Chancery Partnership Ltd (FRN 210093), a firm providing investment advice and unregulated collective investment products, was declared in default by the Financial Services Compensation Scheme on 4 March 2026. Eligible customers who held investment products with the firm may be entitled to compensation up to the FSCS limit of £85,000 per person. The firm had no additional trading names and was authorised under the FRN 210093.

Campbell & Associates Independent Financial Advice Ltd (FRN 602550) provided investment advice and operated unregulated collective investment schemes. The Financial Services Compensation Scheme declared the firm in default on 3 March 2026. Eligible customers may claim compensation of up to £85,000 for investment losses, subject to FSCS eligibility criteria.

Green Wealth Management Ltd (FRN 729066) has been declared in default by the FSCS as of 3 March 2026. The firm provided pension advice, pension transfer services, and SIPP administration to its customers. Eligible customers may be entitled to FSCS compensation of up to £85,000 for pension-related products.

Avonbrook Financial Management Ltd, trading as Avonbrook Pensions, Investments & Mortgages (FRN 563220), was declared in default by the Financial Services Compensation Scheme on 12 February 2026. The firm provided pension and investment advisory services to retail customers. Eligible claimants may recover up to £85,000 per product type under FSCS protection rules.

Nexus Independent Financial Advisers Ltd, which traded under the names Nexus Wealth, NIFA, and Nexus SIPP (FRN 584769), provided pension advice, pension transfer services, and self-invested personal pension (SIPP) administration to its clients. The firm was declared in default by the Financial Services Compensation Scheme (FSCS) on 5 February 2026. Eligible customers may be entitled to compensation of up to £85,000 in respect of pension-related investments held with the firm at the time of default.

G60 Ltd, which traded as Pacific Shelf 989 Ltd (FRN 195826), provided pension advice, pension transfer services, and self-invested personal pension (SIPP) administration to customers. The Financial Services Compensation Scheme declared the firm in default on 21 January 2026. Eligible customers may claim compensation of up to £85,000 in relation to pension-related investments held with the firm.

Hanson Financial Partners Ltd (FRN 529347), a UK-regulated firm offering pension advice, pension transfer services, and self-invested personal pension (SIPP) administration, was declared in default by the Financial Services Compensation Scheme on 16 January 2026. Customers who held pension-related products with the firm may be entitled to FSCS compensation of up to £85,000 per eligible claim. The firm's default follows the suspension of its regulated activities.

Logic Investments Limited (FRN 516459), a provider of investment advice and unregulated collective investment products, was declared in default by the FSCS on 16 January 2026. The firm's failure affects customers who held investments through the company. Former customers may be entitled to FSCS compensation of up to £85,000 per person for eligible investment claims.

Donre Advisory Ltd (FRN 513993), a UK regulated firm offering pension and investment advisory services, was declared in default by the Financial Services Compensation Scheme on 13 January 2026. Eligible customers of the firm may be entitled to compensation of up to £85,000 per product type under FSCS protection. The default declaration follows the firm's inability to meet its financial obligations to consumers.

MHMW1 Ltd, trading as M L Robinson Financial Advice Ltd (FRN 575253), was declared in default by the Financial Services Compensation Scheme on 13 January 2026. The firm provided financial advice on pensions and investments to retail customers. Eligible claimants may be entitled to compensation of up to £85,000 per product type under FSCS protection rules.

WJR Financial Solutions Ltd (FRN 628907) has been declared in default by the Financial Services Compensation Scheme as of 10 December 2025. The firm provided pension advisory services, including pension transfer advice and Self-Invested Personal Pension (SIPP) administration. Eligible customers may claim compensation of up to £85,000 for pension-related investments held with the firm at the time of default.

ESE Capital Ltd (FRN 469499) has been declared in default by the Financial Services Compensation Scheme as of 3 December 2025. The firm provided investment advice and operated unregulated collective investment schemes. Eligible customers may claim compensation up to £85,000 for investment-related losses through the FSCS.

Pello Capital Ltd, which operated under the trading name Cornhill Capital Ltd (FRN 449720), provided pension advice, pension transfer services, and Self-Invested Personal Pension (SIPP) administration to UK consumers. The Financial Services Compensation Scheme declared the firm in default on 26 November 2025. Eligible customers may be entitled to FSCS compensation of up to £85,000 for pension-related investment losses.

Independently East Ltd (FRN 488046) was a UK-regulated financial services firm providing investment advice and unregulated collective investment products. The Financial Services Compensation Scheme declared the firm in default on 19 November 2025. Former customers holding investments through the firm may be entitled to FSCS compensation of up to £85,000 per eligible person.

Tullycarnet Credit Union Ltd (FRN 576218), a credit union offering savings and lending services, was declared in default by the Financial Services Compensation Scheme on 14 November 2025. The firm had been authorised to accept deposits from members. Former customers may be entitled to FSCS compensation of up to £85,000 per person in respect of eligible deposits held at the time of default.